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Half-Day CFO Conference with NJ Bankers

Date to Be Announced


9:00 AM ET


2:00 PM ET

Program Description(s)

The banking industry has been profoundly affected by high inflation, rapidly increasing interest rates, market volatility, and liquidity challenges. Consequently, community banks find themselves under substantial pressure and regulatory scrutiny.

The NJBankers CFO Conference aims to address the foremost challenges currently confronting CFOs. It will also present innovative strategies to safeguard your financial institutions. Participants will have the opportunity to:

Analyze historical and present trends to effectively counter margin pressure.
» Identify credit patterns and delve into regulatory focal points and concerns that regulatory agencies are intensifying their scrutiny on.
» Delve into prudent liquidity management practices and conduct comprehensive risk management evaluations.
» Gain insights from a panel of bank CFOs as they share their perspectives on navigating through tumultuous periods.

What Lies Beyond the Federal Reserve’s Monetary Policy Tightening Cycle?
Brian Jones | Financial Economist | Federal Home Loan Bank of New York
Surging consumer prices prompted the Federal Open Market Committee to embark on the most aggressive tightening of monetary policy in over four decades. While inflation promises to remain above the 2% target desired by central bankers for some time, policymakers have signaled that they expect to lower the federal funds rate over the course of this year. Real economic activity continues to expand at an above-trend pace, with labor markets running well through full employment, suggesting that policymakers may ultimately engineer an ever-elusive soft landing? What lies ahead for the national and local economies over the balance of 2024 and beyond? What are the implications for interest rates and financial markets? Will housing markets remain challenged? What about commercial real estate? Will activity in the FHLBNY district continue to lag the remainder of the Nation or catch up over the course of 2024? Join FHLBNY financial economist Brian Jones for a discussion of these questions and other timely topics that will help you prepare for the year ahead.

Liquidity and Balance Sheet Management
Kamal Hosein | Managing Director | Stifel
All banks are looking for opportunities to grow income while managing increased liquidity, capital, and interest rate risks. How can you make money given a flat yield curve and increasing funding costs? This session offers keys to profitability through strategic liquidity and balance sheet management. Participants will be able to assess the impact of liquidity and balance sheet management changes on their institutions.

Navigating the Future: Unleashing the Power of Fintech and Cutting-Edge Technologies in Banking
Salvatore Zerilli & Miroslava Juscakova | Managing Director & Manager | Mercadien
In this session, we will guide you through the intricacies of Banking as a Service (BaaS), Fintech innovations, robust Vendor Management programs, and the transformative influence of artificial intelligence and Big Data analytics. Explore how BaaS is reshaping traditional banking models. Our session will also shed light on the critical importance of Vendor Management programs, offering practical strategies to optimize relationships with key partners and vendors in an ever-evolving financial ecosystem. Discover the potential of artificial intelligence in decision-making processes and understand how Big Data analytics can uncover actionable intelligence, paving the way for data-driven financial management.

Recent Accounting Developments and Updates
Wes Kelly | Partner | Crowe LLP
Focus on the latest accounting and financial reporting developments of interest to financial institutions with Crowe LLP, covering recent developments from key agencies:
 Financial Accounting Standards Board (FASB), U.S. Securities and Exchange Commission (SEC), Public Company Accounting Oversight Board (PCAOB), American Institute of Certified Public Accountants (AICPA) and Federal financial institution regulators.

Liquidity and CRE Stress Testing
Scott Martorana | Executive Managing Director | FinPro
The failures in March of 2023 introduced a digital run at record speed demonstrating that the industry could not count on antiquated liquidity analytics and should modernize their liquidity risk framework. FinPro will discuss our recent meetings with regulatory agencies in which we discussed time series liquidity analytics and ways to utilize the FinPro Liquidity Solution to improve liquidity risk management. Many CRE loans maturing or repricing were underwritten at low rates. Regardless of the collateral value challenges, refinancing a loan at today’s rates could very likely result in lower DSCRs. Data collection, stress testing and results analysis for analyzing the CRE portfolio will be presented.


    9:00 am – 9:30 am Registration and Breakfast

    9:30 am – 9:35 am Welcome and Introduction of Program

    9:35 am – 10:25 am Examining Industry Trends and Strategies to Combat Margin
    Pressure in 2023 and Beyond
    David Kantor, Managing Director, Financial Institutions Strategy, Stifel

    10:25 am – 11:15 am Liquidity: What You Need to Know
    Matthew Miller, Executive Managing Director, FinPro

    11:15 am – 11:30 am Break

    11:30 am – 12:20 pm Credit Trends and Considerations
    Joseph J. Hill, Chair, President and CEO, CEIS Review
    Justin J. Hill, Senior Managing Director, CEIS Review

    12:20 pm – 1:10 pm The CFO Perspective: How to Navigate Turbulent Times
    William Jacobs, EVP, Chief Financial Officer, Northfield Bank
    David Onderko, Senior Vice President, First Commerce Bank

    1:10 pm – 2:00 pm Networking Lunch


See Agenda above


The Park Avenue Club

184 Park Avenue

Florham Park



Event Sponsors

Credit Hours

Earn Up to 4 Hours of CPE Credits

  • Level:


  • Prerequisites:


  • Advance Preparation:


  • Field of Study:

Finance | 3 hours
Specialized Knowledge | 1 hour

  • Instructional Method:

Group Live

  • Length:

50 minutes per session


For more information regarding administrative policies such as concerns or refunds, call 312-578-1300. FMS is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses. Complaints regarding sponsors may be addressed to: The National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN 37219-2417 Web:

Refunds and Cancellations


  • Member Price:


  • Non-Member Price:



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