CHAPTER OFFICERS

Andrey Dragun

Partner

Crowe LLP

354 Eisenhower Parkway, Suite 2050

Livingston, NJ 07039

Phone: N/A

Thomas Rogers

Senior Relationship Officer and Vice President

Federal Home Loan Bank of New York

225 Chestnut St Fl 5

Rochester, NY 14604

Phone: N/A

Nicholas Motisi

Senior Vice President & Treasurer

Columbia Bank

19-01 State Rt 208

Fair Lawn, NJ 07410

Phone: N/A

Joseph Murphy

VP/Controller

Spencer Savings

611 River Drive, Center 3

Elmwood Park, NJ 07407

Phone: 201-703-3814

Margaux Howard

Capital Markets

Valley National Bank

70 Speedwell Avenue

Morristown, NJ 07450

Phone: 201-805-0531

David J. Lauwe

Principal

Meta4 Communications, Inc.

11 Malvern Way

Edison, NJ 08817

Phone: 732-819-0323