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AGENDA

As of 3/5/2024

​Schedule is tentative and subject to change.  Please check back for updates.

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Sunday, September 22, 2024

Start Time

End Time

Name

Description

Location

2:00 PM ET

5:00 PM ET

Registration

6:30 PM ET

9:00 PM ET

Welcome Bonfire Reception

Tiki Bar - Ocean Place Resort

Monday, September 23, 2024

Start Time

End Time

Name

Description

Location

7:00 AM ET

8:00 AM ET

Breakfast

8:00 AM ET

8:10 AM ET

Welcome Address

8:10 AM ET

9:00 AM ET

An Update from Washington: Moderated by Jonathan Sundberg of Chatham Financial Group

Kimani Little & Allison Karakis - FHLB

Get ahead of what’s to come in this election year with the kickoff session of the FMS East Coast Regional Conference. You will hear from two government relations professionals who have their fingers on the pulse of policymakers on Capitol Hill, at the federal prudential regulatory agencies, and in the White House. Kimani Little of FHLB of New York and Allison Karakis of FHLB of Pittsburgh will share their insights on the federal legislation, key regulatory proposals, and elections that will shape the near-term financial services landscape. Join this insightful moderated panel at 9 am on Monday, September 23.

TBD

9:00 AM ET

9:50 AM ET

Economic Outlook

Lauren Henderson - Stifel

Economist Lauren Henderson will look at the current state of the economy and what it means going forward for overall growth, interest rates and monetary policy. She will cover macro-economic trends in consumer spending and investment, in addition to new monetary and fiscal policy initiatives and the potential economic effects of these changes. She will also examine the changing global and political environment, and how it will affect the economy. Participants will leave this session able to advise management teams on the possible effect of economic issues on their organizations.

TBD

9:50 AM ET

10:10 AM ET

Break

10:10 AM ET

11:00 AM ET

Deposit Game Planning for a Volatile Market

Eric Poulin & Jeff Croteau - Darling Consulting Group

To suggest that the market has been volatile through 2024 might be the understatement of the year.

To begin 2024, the Fed and market pivoted to signal potential rate cuts. By March, the narrative had evolved to “higher for longer.”

While this whipsaw may suggest that near-term deposit management may become more challenging before it gets easier, the silver lining may be that this cycle’s peak deposit competition from a 500bp rate shock may be behind us.

Now, many institutions are asking themselves, “Where should I be focusing now, and how can I prepare for the next cycle?”

Join DCG’s Eric Poulin and Jeff Croteau as they explore deposit strategy considerations for all institutions. Critical areas of focus include:
1. Near-term strategies for big blocks of CD maturities
2. Continued non-maturity deposit attrition
3. Proactive tactics for a potential Fed easing cycle
4. And much more

TBD

11:00 AM ET

11:50 AM ET

Securing Tomorrow: Navigating the Evolving IT Landscape Amid Rising Security Threats

Will Nowik - Wolf & Company, P.C.

There’s no denying that cybercrime is on the rise, and that means your institution needs to do everything it can to prepare for the worst. To that end, we’ll look at cybersecurity trends from the top down, addressing examiner points of focus, financial institution trends with their cybersecurity programs, and taking a look at what is coming next. We’ll discuss these topics and how management can be instrumental in making cybersecurity an organizational focus, why organizations need to change their view of security and threats in our new and evolving cybercrime and regulatory landscape, and what actions they can take to begin minimizing risk.

TBD

11:50 AM ET

1:15 PM ET

Lunch

1:15 PM ET

2:05 PM ET

Balance Sheet Strategy and Optimization

Scott Hildenbrand - Piper Sandler

There are effective tactics worth examining and executing in today’s rate environment and economic landscape. But don’t get comfortable that you have set a strategy simply by executing tactics. In this session previously recorded, Scott Hildenbrand will cover a series of current themes, including liquidity, balance sheet efficiency, securities, derivatives, and capital. He will present advantageous tactics and longer-term strategies while highlighting their impacts on asset/liability sensitivity. Check out our webinar to learn more about these critical tools to help you and your organization plan for the road ahead.

TBD

2:05 PM ET

2:55 PM ET

Model Governance: An Evolving Framework for Effective Risk Management

Joseph Galdo, CPA, CFE, CAMS, CERP - Mercadien

Is your institution leveraging models to manage regulatory compliance risk across several business lines? As the ‘model universe’ expands, along with ever evolving technological innovations leveraging Robotic Process Automation (RPA) or Artificial Intelligence (AI), the importance of a formalized model governance program for community banks is more crucial now than ever before. Join this interactive discussion as we talk through some leading practices and key considerations when developing and maintaining an effective model governance program.

TBD

2:55 PM ET

3:20 PM ET

Break

3:20 PM ET

4:10 PM ET

The Future of Banking: Using the Past to Predict the Future

Jeff Marsico - The Kafafian Group

Banking conferences fill their agendas with futurists who make daring predictions that rarely come to pass. But if you are a banker hungry for practical predictions, one that looks to the past on interest rates, recessions, bank failures, and successful business models to foretell the future, this presentation should whet the appetite.

TBD

4:10 PM ET

5:00 PM ET

Accounting and Tax Update: Election Year

David Thornton - Crowe LLP

Rising interest rates can result in increased tax liabilities for financial institutions and increase the cost of funds needed to satisfy tax obligations. In this session we will discuss how rising interest rates impact the approach to tax planning for financial institutions, including strategies that directly reduce income tax liabilities and income tax expense, as well as those that maximize the deferral of income tax payments.

TBD

6:30 PM ET

10:00 PM ET

Networking Cocktail Hour Followed by Dinner

McCloone's Pier House

Tuesday, September 24, 2024

Start Time

End Time

Name

Description

Location

7:00 AM ET

8:15 AM ET

Breakfast

8:15 AM ET

9:05 PM ET

Loan Review: Current State, Upcoming Challenges (Fallout from Covid)

Todd Sardich - Ardmore

Performing the loan or credit review function is a regulatory requirement for banks of all sizes and a key credit risk management practice.

Loan review not only helps banks assess emerging risk in their portfolios, but can also protect the institution by identifying loans with potential risk rating downgrades before regulators do. Sometimes called the last or “third line of defense,” an effective loan review function includes a partnership between the loan review staff and the lenders and credit teams that make up the first and second lines of defense to ensure the ongoing constructive monitoring of the bank’s credit quality.

TBD

9:05 AM ET

9:55 AM ET

Unveiling True Visibility: Moving Beyond Reporting in Community Banking

Amber Robinson - Klarivis

In the realm of community banking, harnessing data effectively isn't just about generating reports; it's about gaining true visibility into your bank's operations, performance, and profitability potential.

Join us for an insightful presentation as we delve into the critical difference between traditional reporting and achieving genuine profitability through data intelligence.

We'll explore how traditional reporting systems, while valuable for historical insights, often fall short in providing comprehensive real-time data intelligence. Community banks, facing unique challenges of fragmented data and siloed information, find themselves grappling with limited insights and opportunities for strategic decision-making.

Through this presentation, we'll highlight:
1.      The Limitations of Reporting: Understand why traditional reporting systems, though essential, may hinder your bank's ability to adapt to the dynamic banking landscape and capitalize on emerging opportunities.
2.      The Power of True Visibility: Discover how embracing data intelligence solutions can transform your bank's operations by providing actionable insights in real time, breaking down data silos, and empowering decision-makers at all levels.
3.      Case Studies and Success Stories: Learn from real-world examples of community banks that have transitioned from static reporting to achieving true profitability, driving growth, and enhancing customer satisfaction.
4.      The Path Forward: Gain actionable strategies and best practices for implementing data intelligence solutions tailored to the unique needs and challenges of community banks.

Whether you're a bank executive, IT professional, or data enthusiast, this presentation offers invaluable insights into unlocking the full potential of your bank's data and staying ahead in today's competitive banking landscape. Join us as we navigate the journey from reporting to true profitability and discover how it can revolutionize the way community banks operate and thrive.

TBD

9:55 AM ET

10:15 AM ET

Break

10:15 AM ET

11:05 AM ET

CRE Stress Testing and Liquidity Management

Scott Martorana - FinPro

Many CRE loans maturing or repricing were underwritten at low rates. Regardless of the collateral value challenges, refinancing a loan at today’s rates could very likely result in lower DSCRs. Data collection, stress testing and results analysis for analyzing the CRE portfolio will be presented.

The failures in March of 2023 introduced a digital run at record speed demonstrating that the industry could not count on antiquated liquidity analytics and should modernize their liquidity risk framework. FinPro will discuss our recent meetings with regulatory agencies in which we discussed time series liquidity analytics and ways to utilize the FinPro Liquidity Solution to improve liquidity risk management.

TBD

11:05 AM ET

11:55 AM ET

Current M&A Environment: Stock price valuation, credit marks, capital stress

Chris Marinac - Janney Montgomery Scott

The financial services M&A market is still choppy, and opinions diverge on whether the US economy will experience a soft or hard landing. But for every challenge facing financial institutions (FIs), there is a corresponding opportunity. The market disruption stemming from the banking crisis this spring resulted in a few large tactical transactions, boosting M&A activity in 2023. We will discuss what we see for the future of continued consolidation.

TBD

11:55 AM ET

1:00 PM ET

Lunch

Credit Hours

Earn up to 11 hours of CPE credit.

  • Level: Basic - Intermediate

  • Prerequisites: None

  • Advanced Preparation: None

  • Field of Study: TBD

  • Instructional Method: Group Live

  • Length: 550 minutes

 

For more information regarding administrative policies such as concerns or refunds, call 312-578-1300. FMS is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses. Complaints regarding sponsors may be addressed to: The National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN 37219-2417 Web: www.nasba.org.

Sunday
Monday
Tuesday

Reach out to Joseph Murphy (jmurphy@spencersavings.com).

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